RINOcare should not be passed and here is why....

I am not angry with Ryan or Trump or any Republican, but I can't support this bill. It fails to bend the cost curve down in any significant way and when it fails democrats, the media (I repeat myself) and voters will blame Republicans. The problem is twofold. Insurance is meant to cover catastrophic costs, not be pre-payment for routine costs. This means we need catastrophic plans and medical savings accounts that could be subsidized by tax deductions or some credits. If people can save enough in their accounts, they should be allowed to withdraw the extra for anything the want. This would cause people to try to hold down costs. 

The second problem is pre-existing conditions. They can't be covered under any sane plan. You can't let someone buy car insurance after they wreck their car and get it fixed. It used to be most company plans covered pre-existing conditions as long as the new member had previous coverage. This should be the standard. If someone doesn't have insurance now, they are breaking the law. Why should we reward lawbreakers by allowing them to buy insurance at a small markup when they have a serious problem. 

Also, insurance companies should be allowed to sell across state lines and Americans should be allowed to buy cheaper drugs from Canada, Mexico or other countries after some quality verification tests. We should get rid of mandated coverage for certain things in insurance policies and let insurance companies and the free market decide the plans. Medicaid should be rolled back to where it was before Obamacare. It was meant to be a safety net, not substitute insurance for able-bodied adults. Drug regulations need to be reduced to speed new drugs to the market and lower costs. If revenue is needed, we should tax what we want less of, such as policies that pay routine medical costs (like Obamacare policies) and don't promote cost savings, ER visits, high priced drugs that don't save lives, MRI's and Cat scans, ect...

It would be better to let Obamacare burn than to pass the current RINOcare bill the House is considering. Obamacare is crashing and burning and democrats own it. Rates are skyrocketing and choices are becoming slim and none in many areas of the country. In two years voters will really revolt and Republicans will be able to pass a much better bill. Some Democrats might even support it.