And then you have to navigate the health insurance exchanges and pick an insurance plan, but that is a whole different nightmare...
WASHINGTON -
The government's draft application runs 15 pages for a three-person
family. An outline of the online version has 21 steps, some with
additional questions.
Seven months before the Oct. 1 start of enrollment season for
millions of uninsured Americans, the idea that getting health insurance
could be as easy as shopping online at Amazon or Travelocity is starting
to look like wishful thinking.
At least three major federal agencies, including the IRS, will
scrutinize your application. Checking your identity, income and
citizenship is supposed to happen in real time, if you apply online.
That's just the first part of the process, which lets you know if you
qualify for financial help. The government asks to see what you're
making because Obama's Affordable Care Act is means-tested, with
lower-income people getting the most generous help to pay premiums.
Once you're finished with the money part, actually picking a health
plan will require additional steps, plus a basic understanding of
insurance jargon.
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